Payments can be deposited directly into the recipient's bank account. The recipient may withdraw money deposited through Auto-Teller-Machines (ATM). The following are the countries that allows to be transferred to an "Individual Account" or a "Business/Company Account"
SWIFT Code or BIC (Bank Identifier Code) is a unique code to identify financial and non-financial institutions. SWIFT payment are a type of international transfer sent via the SWIFT international payment network. The SWIFT international payment network is one of the largest financial messaging sytems in the world.