What are the available modes of payment to the recipient?

What are the available modes of payment to the recipient?

What are the available modes of payment to the recipient?

Current cash out methods available are Bank Account Credits and Cash pickup. “Transaction received” refers to remittance transaction which has been fully paid for the purpose of transferring funds to a Beneficiary. Please see our Remittance Guide below
for details. NGO / MFI / Development Bank: BURO, JAGORANI, RRF, GUK, DESHA, CDIPBDT 100,000Friday, Saturday or Public HolidayFor transaction received before 5:00pm, cash can be collected on the next working day, otherwise within 2 working dayse-Wallet*Payment
will be credited based on valid Wallet Number or Phone NumberBDT 25,000All DaysFor transaction received before 5:00pm, money will be credited within 1 hour, otherwise next working day.

Country Remittance Method Participating Banks / Partners Remit Limit per Transaction(Individual) Remit Limit per Transaction(Business) Service Fee (SGD) Payment Schedule
Australia Account Credit All Australia Banks AUD 15,000 AUD 200,000 From 6.00 Monday to Friday For transaction received before 4:00pm, money will be credited the next working day, otherwise within 2 working days
Saturday, Sunday or Public Holiday For transaction received before 4:00pm, money will be credited within 2 working days, otherwise within 3 working days
Bangladesh
Account Credit
All Bangladesh Banks
BDT 1.5 Million
Sundays to Thursday
Islami Bank, Bank Asia, Dutch Bangla Bank For transaction received before 3:00pm, money will be credited on the next working day, otherwise within 2 working days
Other Banks For transaction received before 3:00pm, money will be credited within 2 working days, otherwise within 3 working days
Friday, Saturday or Public Holiday
All Banks
For transaction received before 3:00pm, money will be credited within 2 working days, otherwise within 3 working days
Refer to point 19
Cash Pickup
BANKS: BRAC Bank, Islami Bank Bangladesh, Bank Asia, Agrani Bank, Janata Bank, Dutch-Bangla Bank, Bangladesh Krishi Bank, Pubali Bank, Sonali Bank, NCC Bank, Uttara Bank, Rupali Bank & The City Bank
BDT 1.0 Million
Sunday to Thursday
For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise on the next working day
Refer to point 19
NGO / MFI / Development Bank:
BDT 100,000
Friday, Saturday or Public Holiday
For transaction received before 5:00pm, cash can be collected on the next working day, otherwise within 2 working days
BURO, JAGORANI, RRF, GUK, DESHA, CDIP
NGO / MFI / Development Bank:
BDT 200,00
TMSS, Ansar VDP Unnayan Bank, Karmasangsthan Bank
e-Wallet *Payment will be credited based on valid Wallet Number or Phone Number BDT 25,000 All Days For transaction received before 5:00pm, money will be credited within 1 hour, otherwise next working day.
China Account Credit
  • Payment will be credited based on valid China Union Pay Card Number(Only UnionPay Debit Card number starting with 6, 62 or only 955880, 955881, 955882, 955888 issued by Industrial and Commercial Bank of China are supported)Click
    here for the supported UnionPay banks in China
  • Beneficiary account must be a Chinese individual holding a national ID of China mainland only
USD 5,000 Monday to Sunday For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day
Alipay Wallet All Alipay Supported Banks & Partners RMB 50,000 All Days For Transaction received before 5:00pm , money will be credited within 1 hour, otherwise next working day.
India Account Credit All India Banks INR 1 million Refer to point 19 Monday to Friday For transaction received before 4:00pm, money will be credited on the same working day, otherwise next working day
Saturday, Sunday or Public Holiday For all transactions received, money will be credited within 2 working days
Indonesia Account Credit All Indonesia Banks IDR 100 million IDR 1 billion Monday to Sunday For BNI, BRI and BSM For transaction less than IDR 100million and received before 3:00pm, money will be credited within the same day, otherwise next working day
For Other Banks
  • For transaction less than IDR 50million and received before 3:00pm, money will be credited within the same day, otherwise next working day
  • For transaction between IDR 50 – IDR 100 million and received before 3:00pm, money will be credited within 2 working days, otherwise within 3 working days
Cash Pickup *BNI Cash Payout: at any PT POS, Pegadaian, Toko Regular outlets, Alfa Mart outlets, BNI Bank and outlets. Note:For collection at BNI Bank outlets, PT POS outlets, PEGADAIAN outlets, Alfa Mart and Toko Regular outlets, beneficiary is encouraged
to mention the cash pickup code (BNI WESEL PIN)
IDR 25 million Monday to Friday For transaction received before 3:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise on the next working day
Saturday For transaction received before 3:00pm:

  • cash can be collected within 2 hours (earliest at 10:00am) at any PT POS, Pegadaian, Toko Reguler and Alfa Mart outlets), otherwise within the same day
  • cash can be collected on the next working day (at BNI branches), otherwise within 2 working days
Sunday or Public Holiday For transaction received before 3:00pm, cash can be collected on the next working day, otherwise within 2 working days
Philippines Account Credit All Philippines Banks PHP 490,000 PHP 490,000 Monday to Friday For transaction received before 11:00am, money will be credited on the same working day, otherwise 2 working days. Status in app will be updated on the next working day after funds are credited.
Saturday, Sunday or Public Holiday For all transactions received, money will be credited on the next working day
METRO Cash Pickup Metropolitan Bank Branches PHP 490,000 Monday to Sunday, including Public Holiday
  • For Metrobank & Its Agent Cash Pickup: For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day (subject to the location operating hours)
  • Beneficary is encouraged to mention “MONEY RECEIVED FROM METROBANK” for the verification purpose & to ease the payment made to beneficiary.
RD Pawnshop PHP 300,000
PSBank PHP 250,000
Palawan Pawnshop PHP 150,000
LBC Express PHP 100,000
Robinsons Department Store PHP 100,000
M Lhuillier Pawnshop PHP 250,000
Villarica Pawnshop PHP 50,000 (Refer to point 19)
Cebuana Lhuillier Pawnshop PHP 30,000
PESO Cash Pickup Cebuana Lhuillier PHP 50,000 Monday to Saturday [7:00am to 7:00pm]
  • For Peso Cash Pickup Only: For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day (subject to the location operating hours)
  • Beneficary is encouraged to mention “MONEY RECEIVED FROM MERCHANTRADE MALAYSIA” for the verification purpose & to ease the payment made to beneficiary.
Palawan Pawnshop PHP 50,000 Selected 24hr Branches
BDO Unibank (*except BDO Remit Counters(Inside SM Dept Store/SM Business Service/ Global Pinoy Center & Waltermart; cash payout limit is capped at PHP 80,OOO Refer to point 19 Mall Branches [10:00am to 10:00pm]
LBC Express PHP 100,000
M Lhuillier Pawnshop PHP 250,000 Sunday & Public Holiday [8:00am to 6:00pm]
RD Pawnshop PHP 300,000
Myanmar Cash Pickup Kanbawza Bank, Myanmar Citizen Bank, AGD Myanmar Note: Additional charges apply for Cash Payout at KBZ Bank collected outside of Yangon city, up to MMK 0.5 for every MMK100 or MMK200 for each transaction (whichever is higher) & MMK500
as communication charges
MMK 2.7 million Monday to Friday For transaction received before 4:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
Saturday, Sunday or Public Holiday For transaction received before 4:00pm, cash can be collected on the next working day, otherwise within next 2 working days
Malaysia Account Credit All Malaysia Banks Refer to point 19 MYR 150,000 Monday to Friday For transaction received before 3:00pm, money will be credited on the same working day (before 11.00pm), otherwise next working day
Saturday, Sunday or Public Holiday For all transactions received, money will be credited on the next working day
Cash Pickup All Merchantrade Branches MYR 25,000 All days For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
Nepal Account Credit At any participating Banks in Nepal NPR 1 Million Sunday to Friday For transaction received before 3:00pm, money will be credited on the same working day, otherwise next working day
Saturday or Public Holiday For all transactions received, money will be credited on the next working day
Cash Pickup (Service is not available) City Express Agents Note: Hard cash disbursement is only up to NPR100,000 & for amount above NPR 100,000; a local check will be issued OR the transaction will be routed to beneficiary bank directly by payout agent NPR 500,000 Sunday to Friday For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
Saturday or Public Holiday For transaction received before 5:00pm, cash can be collected on the next working day, otherwise within next 2 working days
Pakistan Account Credit All Pakistan Banks PKR 500,000 Monday to Friday For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day
Saturday, Sunday or Public Holiday For all transactions received, money will be credited on the next working day
Cash Pickup National Bank of Pakistan branches & Muslim Commercial Bank Pakistan branches PKR 500,000 Monday to Sunday & Public Holiday For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
Sri Lanka Account Credit All Sri Lanka Banks LKR 2 million LKR 5 million Monday to Friday Bank of Ceylon, Sampath Bank, Hatton Bank For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day
Other Banks For transaction received before 5:00pm, money will be credited within 2 working days, otherwise within 3 working days
Saturday, Sunday or Public Holiday Bank of Ceylon, Sampath Bank, Hatton Bank For all transactions received, money will be credited on the next working day
Other Banks For all transactions received, money will be credited within 3 working days
Cash Pickup Bank of Ceylon branches, Sampath Bank branches, Hatton Bank branches LKR 1 million Monday to Friday For transaction received before 4:00pm, cash can be collected within 2 hours (earliest at 12:00pm), otherwise next working day
Saturday, Sunday or Public Holiday For transaction received before 4:00pm, cash can be collected on the next working day (earliest at 12:00pm), otherwise within 2 working days
Thailand Account Credit All Thailand Banks THB 500,000.00 Refer to point 19 THB 500,000 Monday to Friday For transaction received before 11:00am, money will be credited on the same working day, otherwise next working day
Saturday, Sunday or Public Holiday For all transactions received, money will be credited on the next working day
Vietnam Account Credit All Vietnam Banks VND 220 Million Refer to point 19 Monday to Friday DongA Bank For transaction received before 2:00pm, money will be credited on the same working day, otherwise within next working day
Other Bank For transaction received before 2:00pm, money will be credited on the next working day, otherwise within 2 working days
Saturday: 9:00am – 11:00am DongA Bank For transaction received before 10:00am, money will be credited on the same working day, otherwise next working day
Other Bank For all transactions received, money will be credited on the next working day
Sunday or Public Holiday DongA Bank For all transactions received, money will be credited within 2 working days
All Banks For all transactions received, money will be credited within 3 working days
Cash Pickup Any participating location in Vietnam VND 220 Million Refer to point 19 Monday to Friday DongA Bank For transaction received before 3:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
Other Bank For transaction received before 2:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
Saturday: 9:00am – 11:00am DongA Bank For transaction received before 10:00am, cash can be collected within 1 hour (earliest at 9:00am), otherwise next working day
Other Bank For all transactions received, cash can be collected on the next working day
Sunday or Public Holiday DongA Bank For transaction received before 3:00pm, cash can be collected on the next working day, otherwise within 2 working days
Other Bank For transaction received before 2:00pm, cash can be collected on the next working day, otherwise within 2 working days

Working days are determined by the remittance destination.

Example of receiving remittance:


Days Remittance Send On Received On
Same Working Day Monday Monday
1 Working Day Monday Tuesday
2 Working Days Monday Wednesday
1 to 2 Working Days Monday Tuesday or Wednesday
2 to 3 Working Days Monday Wednesday or Thursday
3 Working Days Monday Wednesday or Thursday

*Subject to (i) restrictions imposed by countries to which you are sending money to, (ii) any applicable terms of use which may be imposed by AXS and/or (iii) foreign exchange rate.